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N26
★ 8.1German neobank with full EU banking license. Up to 4% savings interest, stocks/ETFs/crypto investing, joint accounts, business cashback, and 24/7 support in 5 languages.
الدولة: DEدولة IBAN: DEتأسس: 2013
الرسوم الشهرية
مجاني
المزايا
- ✓Up to 4% savings interest (Metal plan)
- ✓Stocks + ETFs + crypto investing
- ✓Joint accounts with dedicated IBAN
- ✓Business accounts with 0.1% cashback
- ✓24/7 multilingual support (5 languages)
- ✓International transfers via Wise
- ✓5 card designs
العيوب
- ✗German IBAN (not Swiss IBAN)
- ✗Buggy app — Spaces transfer issues reported
- ✗Crypto and investments require paid plan
- ✗Customer support inconsistent
- ✗Excessive in-app promotions
الميزات
Google/Apple Pay✓ Yes
Multi-Currency✗ No
Savings Account✓ Yes
Interest Rate4%
Crypto Support✓ Yes
Investments✓ Yes
Physical Card✓ Yes
Virtual Card✓ Yes
Joint Account✓ Yes
Business Account✓ Yes
Kids Account✗ No
Instant Transfers✓ Yes
Cash Deposit✗ No
Desktop App✗ No
Customer Support24/7
الرسوم
FX Fee1.7%
Card DeliveryFree
الحدود
Daily ATM LimitEUR 2,500
Daily Transfer LimitEUR 50,000
bank.contact
bank.websiten26.com
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