Vivid

German neobank with 4% savings interest, up to 4% rotating cashback, free €1,000/mo ATM, crypto trading, and business accounts. Germany only — not in Switzerland.

Pays: DEPays IBAN: DEFondée: 2020

Frais mensuels

Gratuit

Ouvrir un compte →

eu germany savings cashback investment crypto business freemium

Avantages

✓4% interest on savings (5% first 2 months)
✓Up to 4% rotating cashback
✓10% cashback on hotels + car rentals
✓Free ATM up to €1,000/month
✓24/7 support (chat/email/WhatsApp)
✓Business accounts with bookkeeping
✓Web + mobile app
✓Multiple IBANs
✓Crypto trading

Inconvénients

✗Germany only — NOT available in Switzerland
✗German IBAN only
✗5% promo rate drops after 2 months
✗Crypto via separate subsidiary

Fonctionnalités

Google/Apple Pay✓ Yes

Multi-Currency✗ No

Savings Account✓ Yes

Interest Rate4%

Crypto Support✓ Yes

Investments✓ Yes

Physical Card✓ Yes

Virtual Card✓ Yes

Joint Account✗ No

Business Account✓ Yes

Kids Account✗ No

Instant Transfers✓ Yes

Cash Deposit✗ No

Desktop App✓ Yes

Customer Support24/7

Frais

FX Fee0% (free plan, limited)

Card DeliveryFree

Limites

Daily ATM LimitEUR 1,000/mo free

Daily Transfer LimitEUR 20,000

bank.contact

bank.websitevivid.money

User Reviews

Loading reviews…

Banques similaires