Kaspar&

Swiss investment neobank from ETH Zürich & HSG spin-off. Round-up auto-investing, low 0.45% all-in fees, Pillar 3a pension, and investment from 1 CHF.

国家: CHIBAN国家: CH成立年份: 2020

月费

免费

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swiss investment pension savings fintech round-up

优点

✓Investment-first design
✓Lowest Swiss investment fees (0.45% all-in)
✓Round-up auto-investing
✓Pillar 3a pension integrated
✓From ETH/HSG — strong credibility
✓Invest from 1 CHF
✓Swiss IBAN + deposit protection

缺点

✗No crypto
✗Small user base
✗No Google/Apple Pay confirmed
✗No joint account
✗No instant transfers
✗Investment-focused — limited everyday banking

功能

Google/Apple Pay✗ No

Multi-Currency✗ No

Savings Account✓ Yes

Crypto Support✗ No

Investments✓ Yes

Physical Card✓ Yes

Virtual Card✗ No

Joint Account✗ No

Business Account✗ No

Kids Account✗ No

Instant Transfers✗ No

Cash Deposit✗ No

Desktop App✗ No

Customer Supportasync

费用

FX Fee1.5%

Card DeliveryFree

限额

Daily ATM LimitCHF 1,000

Daily Transfer LimitCHF 50,000

bank.contact

bank.websitekaspar.ch

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