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German broker-bank with 3.75% interest on unlimited cash, free stock/ETF/crypto/bond investing from €1, 1% Saveback, and 4M+ users. EU only — not in Switzerland.
国家: DEIBAN国家: DE成立年份: 2015
月费
免费
优点
- ✓3.75% interest on unlimited cash
- ✓Invest from €1 in stocks/ETFs/crypto/bonds
- ✓1% Saveback cashback into savings plan
- ✓Free ATM worldwide (above €100)
- ✓No subscription fee
- ✓Regulated German bank (BaFin)
缺点
- ✗NOT available in Switzerland
- ✗AI-heavy support — difficult to reach human agent
- ✗Recent app redesign heavily criticized
- ✗Must manually activate interest payments
- ✗Crypto and stocks viewed separately (no total portfolio view)
功能
Google/Apple Pay✓ Yes
Multi-Currency✗ No
Savings Account✓ Yes
Interest Rate3.75%
Crypto Support✓ Yes
Investments✓ Yes
Physical Card✓ Yes
Virtual Card✗ No
Joint Account✗ No
Business Account✗ No
Kids Account✗ No
Instant Transfers✗ No
Cash Deposit✗ No
Desktop App✓ Yes
Customer Supportasync
费用
FX Fee0.99%
Card DeliveryFree
限额
Daily ATM LimitEUR 3,000
Daily Transfer LimitEUR 100,000
bank.contact
bank.websitetraderepublic.com
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