← 所有银行
优点
- ✓Swiss IBAN
- ✓Business account with team management
- ✓Youth accounts from age 7
- ✓4% FX savings vs traditional banks
- ✓Real-time notifications
- ✓Can use card before it arrives
缺点
- ✗Monthly fee for most features
- ✗No Google/Apple Pay confirmed
- ✗Limited investment features
- ✗Account closure issues reported
- ✗Small user base
功能
Google/Apple Pay✗ No
Multi-Currency✗ No
Savings Account✗ No
Crypto Support✗ No
Investments✗ No
Physical Card✓ Yes
Virtual Card✓ Yes
Joint Account✗ No
Business Account✓ Yes
Kids Account✓ Yes
Instant Transfers✓ Yes
Cash Deposit✗ No
Desktop App✗ No
Customer Supportasync
费用
FX Fee4% cheaper than traditional banks
Card DeliveryFree
限额
Daily ATM LimitCHF 500
Monthly ATM LimitCHF 1,500
Daily Transfer LimitCHF 10,000
bank.contact
bank.websitewww.yapeal.ch
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