🏦 Neobank comparison for Europe

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30+

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Featured

Wise

GB · GB IBAN

Best for international transfers and freelancers. Real mid-market exchange rates, 50+ currencies, local account details in UK/EU/US, and 15M+ users.

internationalMulti-Currencytransfers

Monthly feeFree

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Featured

Neon

CH · CH IBAN

Switzerland's most popular free neobank. Swiss IBAN via Hypothekarbank Lenzburg, no monthly fees, free CHF transfers, and investment features (stocks, ETFs).

SwissFreeInvestment

Monthly feeFree

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Featured

Revolut

LT · LT IBAN

Europe's largest neobank with 50M+ users. Multi-currency (30+), crypto, stock/ETF trading, kids accounts, and premium travel features.

internationalCryptoInvestment

Monthly feeFree

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Featured

Yuh

CH · CH IBAN

Swiss neobank backed by PostFinance and Swissquote. Banking, 1% savings interest, 13 currencies, crypto and stock investing — all in one free app.

SwissFreeCrypto

Monthly feeFree

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Featured

Trade Republic

DE · DE IBAN

German broker-bank with 3.75% interest on unlimited cash, free stock/ETF/crypto/bond investing from €1, 1% Saveback, and 4M+ users. EU only — not in Switzerland.

euInvestmentCrypto

Monthly feeFree

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Zak - Deine Smartphone-Bank

CH · CH IBAN

Recent reviews from the last 90 days (assuming today is January 25, 2025): The most recent reviews highlight severe issues with login functionality, persisting for at least two days. Users also criticize the cumbersome account closure process, requiring traditional mail instead of online options. General instability, connection problems, and issues with Ebill are ongoing concerns.

Swiss

Monthly feeFree

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