Bunq

Sustainable Dutch neobank. Up to 4.01% savings interest, multiple IBANs, 22 currencies, joint accounts, and CO2-offset tree planting. EU only — not available in Switzerland.

Country: NLIBAN: NLFounded: 2012

Monthly fee

Free

Open Account →

eu multi-currency savings green business joint-account kids freemium

Pros

✓Up to 4.01% interest on savings (Germany)
✓Multiple IBANs (NL, DE, ES, FR, IE)
✓22 currencies (Pro plan)
✓Joint account + business
✓Kids account with parent controls
✓Cash deposits at stores
✓CO2-neutral / green banking
✓24/7 support
✓Travel insurance (Pro XL)

Cons

✗NOT available in Switzerland
✗Account closures without explanation reported
✗Most features require paid plan
✗Login issues with Face ID
✗No crypto support

Features

Google / Apple Pay✓ Yes

Multi-Currency✓ Yes

Savings Account✓ Yes

Interest Rate4.01%

Crypto Support✗ No

Investment Feature✓ Yes

Physical Card✓ Yes

Virtual Card✓ Yes

Joint Account✓ Yes

Business Account✓ Yes

Kids Account✓ Yes

Instant Transfers✓ Yes

Cash Deposit✓ Yes

Desktop App✓ Yes

Customer Support24/7

Fees

FX FeeFree (Easy Bank Pro)

Card DeliveryFree

Limits

Daily ATMEUR 1,000

Daily TransferEUR 100,000

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