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Swiss neobank backed by PostFinance and Swissquote. Banking, 1% savings interest, 13 currencies, crypto and stock investing — all in one free app.

Country: CHIBAN: CHFounded: 2021
Monthly fee
Free
Open Account →

Pros

  • Free Swiss IBAN
  • 1% interest on CHF savings (0.75% EUR/USD)
  • Multi-currency (13 currencies)
  • Crypto trading (33 coins)
  • Stocks + ETF investing
  • Pillar 3a pension
  • Swissqoins loyalty rewards

Cons

  • No limit orders for investing
  • Account freeze issues reported
  • 15-min delayed stock prices
  • High trading fees vs pure brokers
  • No virtual card

Features

Google / Apple Pay✓ Yes
Multi-Currency✓ Yes
Savings Account✓ Yes
Interest Rate1%
Crypto Support✓ Yes
Investment Feature✓ Yes
Physical Card✓ Yes
Virtual Card✗ No
Joint Account✗ No
Business Account✗ No
Kids Account✓ Yes
Instant Transfers✓ Yes
Cash Deposit✗ No
Desktop App✗ No
Customer Supportasync

Fees

FX Fee0.95%
Card DeliveryFree

Limits

Daily ATMCHF 1,000
Monthly ATMCHF 3,000
Daily TransferCHF 20,000