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Kaspar&
Swiss investment neobank from ETH Zürich & HSG spin-off. Round-up auto-investing, low 0.45% all-in fees, Pillar 3a pension, and investment from 1 CHF.
Country: CHIBAN: CHFounded: 2020
Monthly fee
Free
Pros
- ✓Investment-first design
- ✓Lowest Swiss investment fees (0.45% all-in)
- ✓Round-up auto-investing
- ✓Pillar 3a pension integrated
- ✓From ETH/HSG — strong credibility
- ✓Invest from 1 CHF
- ✓Swiss IBAN + deposit protection
Cons
- ✗No crypto
- ✗Small user base
- ✗No Google/Apple Pay confirmed
- ✗No joint account
- ✗No instant transfers
- ✗Investment-focused — limited everyday banking
Features
Google / Apple Pay✗ No
Multi-Currency✗ No
Savings Account✓ Yes
Crypto Support✗ No
Investment Feature✓ Yes
Physical Card✓ Yes
Virtual Card✗ No
Joint Account✗ No
Business Account✗ No
Kids Account✗ No
Instant Transfers✗ No
Cash Deposit✗ No
Desktop App✗ No
Customer Supportasync
Fees
FX Fee1.5%
Card DeliveryFree
Limits
Daily ATMCHF 1,000
Daily TransferCHF 50,000
