Neon

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Switzerland's most popular free neobank. Swiss IBAN via Hypothekarbank Lenzburg, no monthly fees, free CHF transfers, and investment features (stocks, ETFs).

Country: CHIBAN: CHFounded: 2019

Monthly fee

Free

Open Account →

swiss free investment student everyday

Pros

✓Free Swiss IBAN
✓No monthly fee
✓Stock and ETF investing (Neon Invest)
✓Spaces budget pots
✓Good exchange rates
✓English support

Cons

✗No virtual debit card
✗No phone support
✗App stability issues reported
✗No crypto
✗No joint account

Features

Google / Apple Pay✓ Yes

Multi-Currency✗ No

Savings Account✓ Yes

Crypto Support✗ No

Investment Feature✓ Yes

Physical Card✓ Yes

Virtual Card✗ No

Joint Account✗ No

Business Account✗ No

Kids Account✗ No

Instant Transfers✓ Yes

Cash Deposit✗ No

Desktop App✗ No

Customer Supportasync

Fees

FX Fee1.5%

Card DeliveryFree

Limits

Daily ATMCHF 1,000

Monthly ATMCHF 2,500

Daily TransferCHF 50,000

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