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💼 Business Neobanks

6 digital bank accounts for freelancers, startups, and SMEs.

💳
Multiple cards
Issue cards for your team
🌍
Multi-currency
Pay and receive in multiple currencies
📊
Expense tracking
Real-time spending insights
🔗
Integrations
Connect to accounting tools
⚡
Instant payments
Send SEPA transfers instantly
🧾
Invoicing
Create and send invoices in-app

Business Accounts

6 banks

Full-featured business banking with team management, dedicated IBAN, and expense controls.

Featured
Wise

Wise

★ 5.9
GB · GB IBAN

Best for international transfers and freelancers. Real mid-market exchange rates, 50+ currencies, local account details in UK/EU/US, and 15M+ users.

internationalMulti-Currencytransfers
Monthly feeFree
Open Account →
Featured
Revolut

Revolut

★ 8.8
LT · LT IBAN

Europe's largest neobank with 50M+ users. Multi-currency (30+), crypto, stock/ETF trading, kids accounts, and premium travel features.

internationalCryptoInvestment
Monthly feeFree
Open Account →
N26

N26

★ 8.1
DE · DE IBAN

German neobank with full EU banking license. Up to 4% savings interest, stocks/ETFs/crypto investing, joint accounts, business cashback, and 24/7 support in 5 languages.

internationalfreemiumInvestment
Monthly feeFree
Open Account →
Yapeal

Yapeal

★ 6.0
CH · CH IBAN

Swiss-licensed neobank with strong compliance focus. Swiss IBAN, business accounts with team management, youth accounts from age 7, and 4% FX savings.

SwissBusinesscompliance
Monthly fee€5.21/mo
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Vivid

Vivid

★ 8.6
DE · DE IBAN

German neobank with 4% savings interest, up to 4% rotating cashback, free €1,000/mo ATM, crypto trading, and business accounts. Germany only — not in Switzerland.

eugermanySavings
Monthly feeFree
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Bunq

Bunq

★ 9.3
NL · NL IBAN

Sustainable Dutch neobank. Up to 4.01% savings interest, multiple IBANs, 22 currencies, joint accounts, and CO2-offset tree planting. EU only — not available in Switzerland.

euMulti-CurrencySavings
Monthly feeFree
Open Account →

💡 What to look for in a business neobank

  • ✓ Separate IBAN — keep business finances distinct from personal
  • ✓ Multi-currency support — essential if you invoice international clients
  • ✓ Team cards — issue debit cards to employees with spending limits
  • ✓ Accounting integrations — connect to Xero, QuickBooks, or DATEV
  • ✓ Instant SEPA transfers — pay suppliers and receive client payments in seconds
  • ✓ Receipt scanning — capture expense receipts on the go