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radicant
Swiss sustainable bank (subsidiary of BLKB). Free account, 0% FX fees, Apple/Google Pay, TWINT, and SDG-aligned impact investing from CHF 1,000.
Country: CHIBAN: CHFounded: 2022
Monthly fee
Free
Pros
- ✓0% FX fees on foreign payments
- ✓Sustainable investing (UN SDG-aligned)
- ✓Free account no monthly fee
- ✓Apple Pay + Google Pay + TWINT
- ✓Swiss bank license (BLKB)
- ✓CO2 footprint tracker
- ✓eBill support
Cons
- ✗Investment minimum CHF 1,000
- ✗Occasional app downtime
- ✗Limited investment options
- ✗CO2 tracking seen as excessive by some
- ✗Switzerland residents only (Swiss/EU/EEA nationals)
Features
Google / Apple Pay✓ Yes
Multi-Currency✗ No
Savings Account✗ No
Crypto Support✗ No
Investment Feature✓ Yes
Physical Card✓ Yes
Virtual Card✓ Yes
Joint Account✗ No
Business Account✗ No
Kids Account✗ No
Instant Transfers✗ No
Cash Deposit✗ No
Desktop App✗ No
Customer Supportasync
Fees
FX Fee0%
Card DeliveryFree
Limits
Daily ATMCHF 1,000
Daily TransferCHF 50,000
